Effective as of __20-07-2022
affiliates (collectively, “5paisa,”,”Stocky5”, “we,” “our,” and “us”) collect, secure, use, retain,
disclose, and otherwise process your personal information when you access and use
Stocky5’s website, app and this Community Platform and when you otherwise engage with us
(for example, by contacting our customer service team) (collectively, our “Services”). This
“you” to refer to anyone who accesses and uses our Services.
While operating the Website, the App, and the Community Platform, we may collect the following types of information.
INFORMATION YOU PROVIDE TO US
INFORMATION COLLECTED AUTOMATICALLY
We may collect additional information automatically when you visit and/or use the Community
Platform including your Internet protocol (IP) address, user settings, MAC address, cookie
identifiers, mobile carrier, mobile advertising and other unique identifiers, details about your
browser, operating system or device, location information, Internet service provider, pages that
you visit before, during and after using the Community Platform, information about the links
you click, and other information. In addition, we may collect data regarding your use of the
Community Platform, such as the types of content you interact with, information derived from
your Groups and your User Content (including other Members with whom you interact, topics
you discuss with your Groups, and anything else that you post or interact with via the
Community Platform) and the frequency, duration, and timing of your activities. We may
combine your information with information that other people provide when they use our
We may also use service providers to collect information regarding behaviours and demographics on the Community Platform.
HOW WE USE AND SHARE THE INFORMATION
We use the Personal Information, and Other Information (collectively, “Information”) for a variety of business purposes, including to provide you with access to the Community Platform and the services available on the Community Platform, including to:
- Fulfil our contract with you.
- Process information to facilitate your use of the Community Platform
- Manage your information.
- To send you SMS messages (if required) for purposes of authentication.
- Solicit your feedback.
- Respond to questions, comments, and other requests.
- Provide access to certain areas, functionalities, and features of the Community Platform.
- Provide you with tailored content and advertisements; and
- Answer requests for customer or technical support.
We may also use the Information to Support Administrative Purposes, including to:
- Pursue legitimate interests, such as direct marketing, research and development (including marketing research), network and information security, and fraud prevention.
- Measure interest and engagement in the Community Platform.
- Develop new products and services
- Improve our products and the Community Platform.
- Ensure internal quality control and safety.
- Authenticate and verify individual identity.
- Carry out audits.
- Communicate with you about activities on the Community Platform and changes to our agreements.
- Prevent and prosecute potentially prohibited or illegal activities
- Enforce our agreements; and
- Comply with our legal obligations.
Your Information is automatically made public to all Members of the Community Platform and
all Groups, Channels, or Direct Messages in which you are a member. You may adjust the
amount of Information that we share with other Members by visiting your personal privacy
settings; provided, however, that it is the purpose of this Community Platform to provide an
opportunity for Members to share their investment activity with other Members, and, therefore,
certain aspects of your Information cannot be made private.
In an ongoing effort to understand better our users and our Community Platform, we may analyse the Information in de-identified and/or aggregate form in order to operate, maintain, manage, and improve the Community Platform. This de-identified and/or aggregate information does not identify you personally. We may share, sell, and/or license this deidentified and/or aggregate data with our affiliates, agents, and business partners, and other third parties. We may also disclose aggregated user statistics in order to describe our products and Community Platform to current and prospective business partners and to other third parties for other lawful purposes.
We may employ other third parties such as companies and individuals providing marketing assistance, information technology support, ID verification, purchasing and selling securities and maintaining databases, and customer service. Our agreements with these third parties will have access to the Information only as necessary to perform their functions and to the extent permitted by law.
We may share your Information with any of our parent companies, subsidiaries, joint ventures, or other companies under common control with us.
We may share Other Information about your activity on the Community Platform with third parties for the purpose of tailoring, analysing, managing, reporting, and optimizing advertising you see on the Community Platform and elsewhere.
Your browsing activity may be tracked across different websites and different devices or apps. For example, we may attempt to match your browsing activity on your mobile device with your browsing activity on your laptop. To do this our technology partners may share data, such as your browsing patterns, geo-location and device identifiers, and will match the information of the browser and devices that appear to be used by the same person.
As we develop our business, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, sale of assets, dissolution, or similar event, the Information may be part of the transferred assets.
To the extent permitted by applicable law, we may also disclose the Information when required by law, court order, or other government or law enforcement authority or regulatory agency, or whenever we believe that disclosing such Information is necessary or advisable, for example, to protect the rights, property, or safety of us, our users, or others.
You have certain choices about your Personal Information. Where you have consented to the
processing of your Personal Information, you may withdraw that consent at any time and
prevent further processing by contacting us as set forth below at the end of this policy. Even
if you opt out, we may still collect and use non-personal information regarding your activities
on the Community Platform and for other legal purposes as described above.
We will not share, disclose, or sell your Personal Information or Transactional Information with non-affiliated third parties that may use such information to market to you, without obtaining your opt-in consent. For example, we may offer you a product opportunity that requires us to share your Personal Information with non-affiliated third parties that may use such information to market to you. We will obtain your opt-in consent to such sharing of your Personal Information when we present you with the terms of such offer. If you have opted-in for this kind of sharing, then you may: (i) choose to opt-out of such sharing by contacting us as set forth below; or (ii) request certain information regarding our disclosure of such information to such non-affiliated third parties by contacting us as set forth below. Further, if you would like to optout of Stocky5 sharing of your Information with its affiliates so that such affiliates cannot use your Information to market to you, please contact us as set forth below at the end of this policy. You may access, review, and make changes to your Personal Information by following the instructions found on the Community Platform. In addition, you may manage your receipt of marketing and non-transactional communications by clicking on the “unsubscribe” link located on the bottom of any Stocky5’s marketing email.
We may send you push notifications through our 5paisa’s mobile application. You may at any time change your preferences from receiving these types of communications by changing the settings on your mobile device. We may also collect location-based information if you use our mobile applications. You may update this by changing the settings on your mobile device.
You may stop or restrict the placement of Technologies on your device or remove them by adjusting your preferences as your browser or device permits. The online advertising industry also provides websites from which you may opt out of receiving targeted ads from data partners and other advertising partners that participate in self-regulatory programs. Alternatively, for some devices you may use your device’s Community Platform controls in your settings to exercise choice.
YOUR PRIVACY RIGHTS
In accordance with applicable law, you may have the right to:
- Access Information about you consistent with legal requirements. In addition, you may have the right in some cases to receive or have your electronic Information transferred to another party;
- Request correction of your Personal Information where it is inaccurate or incomplete;
- Request deletion of your Personal Information, subject to certain exceptions prescribed by law; and
- Request restriction of or object to processing of your Personal Information, including the right to opt in or opt out of the sale of your Personal Information to third parties, if applicable, where such requests are permitted by law.
If you would like to exercise any of these rights, please log into your account or contact us as set forth below in this policy. We will process such requests in accordance with applicable laws. To protect your privacy, we will take steps to verify your identity before fulfilling your request.
HOW WE PROTECT YOUR INFORMATION
We take commercially reasonable steps to protect the Information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. We maintain physical, electronic, and procedural safeguards that comply with applicable state and federal laws and regulations to guard non-public personal financial information from unauthorized access, use, and disclosure. Please understand, however, that no security system is impenetrable. We cannot guarantee the security of our databases, nor can we guarantee that the Information you supply will not be intercepted while being transmitted to and from us over the Internet.
The Services are not directed to ANY MINOR, and we do not knowingly collect personal
information from minor. If you learn that your child has provided us with personal information
without your consent, you may contact us as set forth below in this policy. If we learn that we
have collected any personal information in violation of applicable law, we will promptly take
steps to delete such information and terminate the child’s account.
Stocy5 does not monitor, recognize, or honour any opt-out or do not track mechanisms, including general web browser “Do Not Track” settings and/or signals